Have you checked your pension recently?
Your goal is a financially secure and comfortable retirement but many pensions may be failing for a number of reasons:
Our free pension review will help you understand if you take too much risk and paying too much in fees. If your pension investments are unsuitable or underperforming and If your current pension gives you access to your whole pension pot at retirement.
We are flexible in our approach to our customers. We are located in Glasgow but are more than happy to visit our clients anywhere throughout Central Scotland, including Glasgow, East Kilbride, Falkirk, Stirling, Cumbernauld.
It all starts with a conversation, please do get in touch to discover how we can make a difference to your pension.
Our pension review will determine if we can help you get a better pension that will accumulate more wealth for your retirement and generate more income in retirement.
Transferring your pension could be a good idea if you have a lot of pension pots and want to consolidate them all in one place, or if you’d like more investment choice and a better charging structure than your current provider offers.
We’re experienced, we’re independent – and we’ll make sure that your pension really works for you.
We will review your current pension pots and goals for retirement at no initial cost.
If you have pensions currently in place then we will analyse past performance, projected income forecast and if your invested in funds that no longer meet your needs.
We will explain how your pension works including dependents benefits and any special scheme rules when and how much pension you can take at retirement.
High annual management fees can erode your pension pot, we will highlight the annual charges levied by your provider and review ways to reduce these.
If you moved between jobs while working you may have a pension with more than one employer, we will help you to track down and claim your money.
We will review your pension regularly to ensure it is working as intended. If your circumstances or priorities change, we will adjust your plan to reflect those changes.
Get in Touch
Get in touch to find out how we can be of service. It’s confidential and we provide you with the highest level of consumer protection when it comes to pension planning.
Prepare a Review Analysis
We’ll get to know your specific needs and write to your pension provider to allow us to analyze and report back, allowing you to make better and more informed decisions.
Advise on Best Options
We’ll explain all the options available to you and confirm if we can improve your retirement prospects or if we can’t and your pension is heading in the right direction
Taxation is subject to individual circumstances as well as tax law and HMRC practice which can change
Here are a few you might recognise
